4 Simple Steps to PCI Compliance
Like any business owner, you care about growing your business while protecting your customers confidential information. PCI is a security standard for organizations that handle branded credits cards designed to protect them from major card schemes and safeguards your customer’s private data.
No, you aren’t legally required to meet PCI compliance. But, with the number of data breaches in the U.S. jumping 29 percent in the first half of 2017, it’s critical that you protect yourself and your customers by meeting the standards.
Many business owners are unsure of how to become PCI compliant, but often feel too intimidated to start. Becoming PCI compliant doesn’t need to be painful, just follow these four steps:
- Determine Your Compliance Level
To figure out which level of PCI compliance your business falls under, collect data on how many transactions are done through your organization with every major credit card brand.
- Take the PCI DSS Self-Assessment Questionnaire
The PCI DSS Self-Assessment Questionnaire (SAQ) is a set of documents containing questions based on the requirements of PCI that you’ll answer “yes” or “no” to. This step is crucial to identifying the missing pieces of your payment security.
- Complete a Formal Attestation of Compliance
After bridging the gaps in your payment security, the next step is to fill out a formal attestation of compliance (AOC). This claims your business is compliant with all relevant PCI standards. Once you complete the AOC, you can have a qualified security assessor review your findings and create a report on your compliance.
- Submit Your Documents
The final step in your PCI compliance journey is submitting your filled SAQ and AOC documents to your bank, as well as the major card issuing companies.
After completing these four crucial steps, an external Qualified Security Assessor (QSA) creates a Report on Compliance (ROC). For businesses handling large amounts of transactions they will also perform a PCI compliance audit.
More and more business leaders are taking PCI compliance seriously, but 80 percent of organizations are still not entirely compliant. Utilize Our PCI compliance solutions to join the growing number of responsible businesses who are fully protecting their clients and their bottom line.
Weisbaum, H. (2017, July 24). Data breaches happening at record pace, report finds. Retrived from: https://www.nbcnews.com/business/consumer/data-breaches-happening-record-pace-report-finds-n785881
Go Anywhere Managed File Transfer (2017, February 3). 10 Shocking PCI DSS Compliance Statistics. Retrieved from: https://www.goanywhere.com/blog/2017/02/03/8-shocking-pci-compliance-statistics
From Facebook to Google, large companies are beginning to find the middle ground when it comes to protecting their users’ privacy and online data. But, where do you draw the line in the sand?
In response to ever-growing cyberthreats, the EU created the General Data Protection Regulation (GDPR) to ensure websites are getting permission and protecting the information they gain from users. This new compliance regulation requires any company with EU users to update their policies and enact greater privacy strategies.
While GDPR is one step toward a more secure future, it also opens up the discussion of digital ethics and how new technologies can comply despite evolving threats.
What is digital ethics?
While the exact definition of digital ethics can’t be found in any dictionary, it is defined by experts (including Rafael Capurro in his paper Digital Ethics) as, “the impact of digital Information and Communication Technologies (ICT) on our societies and the environment at large.” To simplify Capurro, digital ethics involve the moral decisions that are made in regard to the virtual world.
How does it apply to my business?
You use data to create lists for your sales team, customize emails and provide better experiences for your customers, but how can you ensure the data is kept safe? Where do you draw the line on data consumption? Digital etiquette is essential to strengthening your reputation, retaining your customers and behaving ethically in the digital world.
What are the challenges?
How do you find the balance between providing an improved user experience and overstepping boundaries? If someone visits your website and views your products and services, do you have permission to email them about the products they’ve seen? If someone visits your store, can you use facial recognition to build customer profiles?
What are the solutions?
How we can help
As your managed service provider, we’ll help you stay up to date with compliance regulations and proactively monitor your systems to help you keep your customers’ confidential data protected. We’ll work with you to ensure you never overstep when it comes to selling to your customers.
From compliance regulations to blockchain management, we’ll help you monitor, protect and secure your customers’ confidential data. For more information on how to walk the digital ethics line and how we can help your business, contact us today.
As you know, a lot can change in a year, and it’s no different with technology. But is your tech ready to power you through another year? Are you falling behind your competition thanks to out of date technology? Do you feel prepared to take on the uncertainty 2018 could bring? It’s a lot to think about, but before you start stressing, here are a few tips on how you can ring in the New Year with confidence:
Reach Out for New Opportunities
Cloud computing is more than just a trendy buzzword, it’s the new normal for creating new opportunities such as:
- Enhancing efficiency with seamless collaboration between employees, customers and third parties.
- Boosting flexibility and enabling employees to access data off-site and work from virtually anywhere.
- Increasing data security and the ability to keep data backed up and fully recoverable in the event of a disaster.
If the cloud is nothing new to you, you should still take a look at how you’re already using cloud technologies. How’s your bandwidth? Could you use more server space? Are your subscriptions about to run out? There are always new opportunities to be found in cloud computing. You just need to know where to look.
Make a Toast to the Future
With the turn of the year, it’s common for people to take a look back at the past 365 days. Do you recall your computer crashing on you? Did you face unexpected server downtime? What about struggling with a dodgy network?
It’s difficult to feel confident about the future when the past year wasn’t so bright. You need a reliable, secure and scalable infrastructure to keep up with current trends and meet your growth goals. So, take the time to fully evaluate your infrastructure and look for room to improve efficiency for 2018 and beyond.
Ensure a Safe and Happy New Year
The year 2017 was a big year for natural disasters, from the hurricanes that barreled through the Southeast to the fires along the West Coast. And, we can’t forget about the cyber attacks that had everyone worried – WannaCry, Petya and WikiLeaks, just to name a few. One thing 2017 has definitely taught us is that you have to be prepared for anything. Conducting a vulnerability assessment covers every inch of your environment to identify where you’re at risk, including:
- Policies and procedures
- Application and databases
- File storage
- Compliance requirements
An effective vulnerability assessment examines your entire infrastructure to find the fragile points, prioritizes liabilities based on impact, and recommends steps to close gaps.
Let’s Make 2018 Your Best Year Yet
So, you want to make 2018 a great year when it comes to your technology but don’t know where to start? That’s okay – we do, and we’d like to help. We’ll work with you to understand your points of weakness. Whether it’s discovering how cloud can help you be more productive, taking a look at your networks or finding any gaps in your security, we’ll paint a full picture of your weaknesses and make unbiased recommendations. Let’s pop the bubbly and say cheers to 2018! Contact us.
Downtime isn’t just frustrating, it’s expensive. According to a recent ITIC study, 98% of organizations say a single hour of downtime costs more than $100,000. While that’s a staggering hit to any business’s bottom line, there are simple steps you can take to minimize downtime and maximize your peace of mind.
1. Monitor Your Servers
Wouldn’t it be nice to know if your server was going to crash before it happened? With regular monitoring and maintenance, you can spot potential red flags before you’re face-to-face with downtime. And if/when your server does crash, you can react immediately and get back up and running as quickly as possible.
2. Schedule Regular Backups
When your systems are down, every minute counts. You don’t want to waste time figuring out if you can recover your files after a hardware crash. You need to be able to restore your data as quickly and easily as possible. Scheduling regular backups ensures a speedy recovery, and access the important data you need to run your business.
3. Keep Devices Updated
Maintaining the health, stability and security of your devices is a time-consuming—but necessary—task. When you stay current with your device and software updates, you reduce the chance of failure and minimize loss of productivity.
We get it—you’re trying to run a business. Your time is limited and these preventative measures are easier said than done. But, the damage of downtime can be irreversible.
When you trust a managed services provider with your technology, you get a team of reliable IT experts in your corner, who make sure your systems are optimized and prepared with monitoring, system updates and a business continuity plan. Don’t let the cost of downtime be your downfall. Contact us today to get started.
The only way to ensure growth and longevity is to protect one of your business’ most valuable assets: information. You need a strategic plan to manage information and ensure it consistently aligns with your goals. This is easier said than done for many small businesses that have an IT team of only one or two people.
To remain competitive, you have to prioritize strategic IT initiatives—they can’t be a bottom-of-the-bucket task that gets your team’s leftover attention. You need a chief information officer (CIO) who can provide expert risk management advice and devise a strategy to leverage the latest technology and help you gain a competitive edge in your industry.
For small businesses who can’t afford the hefty salary of an experienced CIO, a virtual CIO (vCIO) is a cost-effective way to fill the expertise gaps within your organization. Here’s a look at three major benefits.
- Strategic Planning
The number one job of a vCIO is to identify operational gaps within your organization and develop a plan to fix them. This includes:
- Information security
- Data management
- Audit and legal preparation
These tasks are too important to expect your IT team to complete in between installing new hardware and performing software upgrades—they’re high-priority job functions that require a great deal of attention to detail. A vCIO will have the experience necessary to ensure you adhere to all government and industry regulations and avoid unnecessary fines that impact your bottom line.
- Disaster Recovery Planning
A vCIO will help you plan for every worst-case scenario—even those you haven’t even thought of. For example:
- Power outages
- Computer room flooding
- Natural disasters
- Data breaches
- Total system failures
The list of possibilities is more extensive than you may be prepared for. A vCIO will help you develop a strategy that makes sense for your organization and ensure you can recover and from virtually any event.
- Business Intelligence
You know business intelligence and data are the driving force behind growth, but do you have someone who can help you translate that information into action items for your IT team? A vCIO can contextualize intelligence data to help you:
- Ensure managers have an outline of action items that need immediate attention
- Provide insight into technical gaps in your infrastructure
- Make operational recommendations
- Develop and implement data-driven policies and procedures
A vCIO will help you cut costs and avoid missed opportunities by choosing data visualization and analytics tools that make sense for your business.
You have a lawyer on retainer and a contract with an accountant—that’s the level of importance you should place on strategic IT. If you don’t have the budget for another full-time executive, ask your managed service provider about vCIO services designed to help you make smart technology decisions that keep you in the game.
GEM Technologies is Helping Companies and Employees Stay Productive Despite Unreliable Transportation In and Out of the City
Manhattan, Aug. 3, 2017—Summer construction on Amtrak is making it difficult for commuters traveling through Penn Station to get to work. The transportation hub, which was already under fire for chronic delays and cancellations, is exceeding commuter patience. GEM Technologies, an NYC-based managed IT service provider (MSP), says commuters can avoid the hassle and regain productivity time with work-from-home solutions.
Station regulars are referring to the crisis as the Penn Station “Summer of Hell,” as tensions rise and commuters whose jobs don’t offer remote working are struggling to get to work every day. Even in this extreme situation, employers are reluctant to implement flexible, work-from-home arrangements, citing security concerns as the main reason.
According to Howard Mansbach, of GEM Technologies, “Both employees and managers are losing out in this commuting nightmare. We understand the value of having employees in the office but when people are fighting to get on trains, employers need to put safety first and make adjustments.”
GEM Technologies specializes in technology services for businesses in various industries—like their Desktop as a Service solution powered by Citrix virtualization technologies that enables employees to access their work files anytime, from any device. They want companies to know they have options:
- Installing a VPN
- Skype meetings to keep everyone connected and up-to-speed
- Cloud applications that allow employees to collaborate on projects from any device
Establishing work-from-home parameters, even outside of the Amtrak crisis, is a smart move for companies. The extent to which they’re used is up to executives, but planning ahead for these types of situations is just good for business.
“You never know what’s going to happen, especially in a city like New York,” said Mansbach, “Today the problem is Amtrak construction but winter is coming—you don’t want to put your business in a situation where all productivity halts because extreme weather makes it impossible for employees to get to the office.”
About GEM Technologies
Headquartered in the heart of Manhattan, GEM Technologies is a full-service provider of IT solutions to enterprise and SMB organizations in New York City and beyond. Our broad range of industry expertise, strategic partnerships with leading technology vendors, dedication to delivering personalized service, and highly experienced, certified IT professionals make GEM Technologies uniquely qualified to be your partner for comprehensive, high-value solutions that deliver real business impact. To learn more, visit them online or call 212-582-2800.
If you’re skating by with older PCs, you’re making yourself vulnerable to a myriad of potential problems. It’s time for a tech refresh—here are three reasons to invest in new PCs sooner rather than later.
Continue reading “Three Reasons You Need to Invest in PC Upgrades—Today”
Cloud continues to be a common buzzword. But, for many cloud is still a mystery. So, we’d like to help clear things up and answer your biggest cloud questions.
Small to medium-sized businesses in every market are turning to Managed Service Providers (MSPs) for reliable technology services. From professional service organizations like accounting and law firms to hospitality and construction organizations, MSPs provide a broad range of business IT services. They help smaller enterprises regain control of their technology and finances by rolling services like security, data management and system monitoring into a flat-rate, monthly service plan.
The right MSP partner can improve your productivity and profitability—but selecting the best one for your organization can be a challenge, especially with the growing number of IT managed service providers. Here are three tips to keep in mind during your search for the perfect technology experts.
- A True MSP Partner Will Ask the Right Questions
Your business is their business, which means they need to get to know you, your business and your goals. They should ask questions like:
- What specific resources do you need from your provider?
- Are there certain characteristics and specifications you need to support your workflows?
- What sort of data storage and migration challenges have you encountered?
The right technology partner will be more concerned with gaining an understanding of where your IT stands and where you want your technology to take you than listing their awards and technical expertise.
- A Reliable Technology Services Provider Will Offer 24/7/365 Support
This may seem negotiable, especially for professional service organizations that operate on an 8-to-5 schedule, but it should be a deal breaker regardless of your industry. Disasters and cyber threats have no regard for your schedule.
You need the option to speak to a service technician or business continuity expert at any time to correct an issue. When it comes to IT support, it’s better to have the option and not need it, than to find yourself in the middle of an emergency and have nowhere to turn.
- The Right IT Managed Service Provider Will Offer Detailed Asset Tracking
An MSP that values transparency is more likely to foster a partnership that’s a good fit for your business. Look for a provider that offers:
- Asset inventory management
- Hardware and software reporting metrics
- Assistance with asset tracking and compliance reporting
- Detailed work audits
- Warranty tracking
These types of reports provide a basis for accountability and a reference point for you to ensure you’re getting the most out of your service contract.
Finding the right MSP partner may not happen overnight, but you’ll be happy you invested the time when your business begins to operate more efficiently and sustainably. Contact us and put our experts to the test.
Technology is the leading force that helps companies streamline their process, improve productivity and keep a competitive edge. But, what happens when you have hiccups or, even worse, a major outage? Your two main options are the break-fix approach and managed services. Understanding what happens when an issue occurs under each scenario will help you determine what is best for you, your team and your customers.
Continue reading “The Advantages of Managed Services vs. Break-Fix”